Available Delivery Methods For Canada

PFG Smart Credit provides fast, secure and easy money transfers to just about anywhere in Canada, with convenient delivery options for everyone.


You can have the money deposited directly into the recipient’s bank account anywhere in Canada. In order to send funds to a Canadian bank account, you will need the Routing Number of the bank-branch.

See all recipient banks

What is Routing Number?

Canadian Routing Numbers are nine digit numerical codes used to identify an individual branch of a financial institution in Canada. It is used by Canadian Banks, Credit Unions and Trust Companies for Electronic Fund Transactions (EFT) within Canada. A routing number contains a zero (called the "leading zero"), a three-digit financial institution number (bank-code) and a five-digit Branch Transit Number (branch-code).

What You Need To Know...

Delivery time

Priority Payments (SWIFT)

  • 1-2 business days, after receipt of AUD funds into our bank account
  • Service available from Monday to Friday


  • Available through all agent outlets
Amount Limit
  • Minimum Send Amount : AUD 100(per transfer)
  • Maximum Account Deposit : No Limit
Receive Amount


  • Recipient/Intermediary banks may deduct their charges for SWIFT payments.


  • It is worth checking with the recipient bank to find out if they will charge to receive SWIFT wire transfers.
Receiver’s details required

Account Deposit

  • Recipient’s full name, address and bank account details including the Routing Number


  • Routing number format: 0YYYXXXXX
  • where: YYY - institution number & XXXXX - transit number
  • For example, if Bank’s routing number is 026011242, the institution number is 260, and the transit number is 11242.
  • Free of charge if done prior to release of payments by us.
  • Amendments are NOT possible after release of payments.
  • AUD 25 fee for all cancellations


  • Foreign exchange loss on conversion and deductions/charges of banks/payment partners etc. will be recovered from the customer.
Business Transfers
  • Business transfers are not available online at the moment. Please check back later. However, you can do a business transfer from one of our Agent locations.
  • Click here to find your nearest Agent location.


  • Business Transfers can be done in CAD
  • Business Transfers can also be made to beneficiaries in Canada in USD, GBP etc.
mobile apps to send money

Send money on the go.

  • International money transfer in just a few clicks
  • Track the money you send on the go
  • Benefits from greater biometric security